What Is the Cost to Replace Vinyl Siding in 2025?
Investment
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What Is the Cost to Replace Vinyl Siding in 2025?

June 26, 2025
09:44 PM
8 min read
AI Enhanced
investmenteconomymoneyfinancialconstructionmaterialsmarket cyclesseasonal analysis

Key Takeaways

The cost to replace vinyl siding can range from about $7,000 to more than $25,000, depending on type of siding, house size, home location and job complexity.

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investment

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June 26, 2025

09:44 PM

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investmenteconomymoneyfinancialconstructionmaterialsmarket cyclesseasonal analysis

The cost to replace vinyl siding is $3 to $12 per square foot installed

For most owners, that amounts to a cost range of $6,369 to $18,274, with an average of $12,221, according to services website Angi

The final cost depends on factors such as type of vinyl siding, size, complexity of the job and where the is located

Vinyl siding grade affects costVinyl siding comes in different grades and thicknesses, which differentiates lower-quality and more affordable options from higher-quality, more expensive ones

In general, thicker vinyl siding is more durable and lasts longer, at an additional cost

Vinyl siding types and costsSiding typePrice installed (per square foot)Estimated total (2,000-square-foot )Economy/builder’sMost affordableThinnest (up to 0. 40 mm)15-year lifespan$3. $7,000 to $11,000

Standard residentialA common choice0. 44 mm thick20- to 25-year lifespan$4. $9,000 to $14,000

Thick/PremiumMay be textured or mimic high-end finishes wood or stone0. 46+ mm thickLifespan of 30+ years$6 to $10. $12,000 to $20,000

InsulatedStandard and premium may have insulation added, increasing the costEnergy efficientLifespan of 30+ years$7 to $13. $14,000 to $26,000

Vinyl siding panels also come in different lengths

Standard panels are 12. 5 feet, which can cause more seams and may be less visually appealing

High-quality siding can be longer, which minimizes the number of seams, but can require more time to ensure it’s straight and installed correctly

How your house affects vinyl siding costYour is the biggest contributor to vinyl siding ject cost due to these factors

Understandably, replacing siding on larger s requires more materials and labor, increasing the cost

Complex architecture — such as multiple gables or intricate rooflines — typically cost more because of the need for additional cutting and fitting

The number of windows is also a factor. location

Vinyl siding availability and costs vary by region

For example, it stands up well in the face of weather changes in the Northeast and Midwest, so it’s easier to find and less expensive

It has a tendency to warp and crack, though, from high temperatures in the South, making it less available and more expensive

Labor costs to replace vinyl sidingLabor costs to replace vinyl siding vary by location, but expect it to account for up to half of your total ject cost

When you receive a per square foot price from a contractor, determine whether that includes both the cost of materials and labor

A general range for the labor costs alone is $2 to $5 per square foot, but it could be more if you have an especially complex job

For example, removal and disposal of the existing siding is part of your labor cost

If the installer encounters difficulty when removing the old siding, it can add time and drive up labor costs

Additional costs when replacing vinyl sidingHere are other factors that can drive up the cost of vinyl siding replacement

Permits and inspections

Some areas require building permits or siding installation inspections

Costs vary by location, but you will want to be aware that these can add to your expense

Trim pieces and accessories

When you replace your vinyl siding, you may also want to include soffit or gutter replacement costs to ensure everything is coordinated

When old siding is removed, it can reveal blems such as water damage or rotting wood that can quickly add thousands of dollars to your ject

Tips for saving on siding replacementGet quotes from at least three contractors

Choose off-season installation (winter or early spring) if possible

Opt for standard colors and simpler styles

Ask possible tax incentives and rebates for insulated vinyl siding. » MORE: Tax credits and rebates for energy efficiencyWays to pay for vinyl siding replacementYour contractor may offer some financing options (either through a partner or a payment plan), but there are other — and maybe better — financing options available. equity loan or HELOC equity loans or equity lines of credit (HELOC) may have lower interest rates than financing through a contractor’s lender, as well as possible tax benefits

Both options use your as collateral. equity loan

This may be a good option if you just want to pay for the foundation repair and won’t need access to money for additional repairs

With a equity loan, you receive a lump-sum payment and then pay it back at a fixed interest rate over an agreed period of time, typically five to 30 years. equity line of credit

HELOCs work more a credit card, so you have access to money as you need it

You usually have 10 years to draw from the line of credit and pay interest only on the HELOC amount you use

Most lenders have an option for interest-only payments during that time, after which you’re required to pay both the principal and interest

HELOC interest rates typically are variable, meaning your monthly payment could rise or fall over time. » COMPARE: s and cons of equity loans and HELOCsPersonal loanMany banks, credit unions and online lenders offer personal loans, with amounts typically from $1,000 to $100,000 and with fixed annual percentage rates

You receive a lump sum and repay it in equal monthly installments over a set period, typically two to seven years

Un with equity financing, there is no collateral

This means your isn’t at risk if you get behind on payments, but you’ll still have to pay late fees and late payments can negatively impact your credit

Here are NerdWallet’s picks for the best imvement loans

Credit CardCredit cards may be a good option for lower-cost siding repairs, but not a full vinyl siding replacement ject

That’s because credit cards typically charge higher interest rates than equity loans, HELOCs and personal loans

When used responsibly, credit cards can come with great benefits, such as 0% introductory APR periods that allow you to avoid interest for a set number of months; rewards so you earn cash back, travel rewards or points; and sign-up bonuses that give you extra cash back or rewards

If you go this route, you’ll want to make sure you choose one of the best credit cards for imvements

Why invest in vinyl-siding replacement

According to Angi, vinyl siding offers a return on investment of around 80%, which is one of the highest ROIs for imvement jects

Upgraded siding can imve your ’s curb appeal, resale value and energy efficiency

Frequently asked questionsCan you paint vinyl siding

Yes, you can paint vinyl siding, and it could be a cheaper option under the right circumstances

Painting vinyl siding requires certain tools and supplies, which will cost around $500 to $1,000 if you do the painting yourself

To ensure that the paint adheres and lasts, specific prep is required — something fessionals should be more familiar with

If you opt to hire a fessional to paint your siding, expect to spend around $4,000 to $8,000, depending on the size of your and amount of siding

Also, paint won’t resolve other issues — such as warping and cracks — so if the siding is damaged, replacement may be the better option

Can siding be made of materials other than vinyl

Yes, siding can be made of metal (aluminum, steel, copper or zinc), wood, engineered wood, stucco, synthetic stucco, stone, brick or fiber cement (a mixture of fibers, cement and sand)

How can I extend the life of my vinyl siding

Wash the siding with mild soap and a hose or pressure washer on low each year

Inspect annually for cracks and moisture

Keep landscaping trimmed to avoid damage from and trapped moisture

Address repairs mptly

Inspect for damage ing storms

Can you paint vinyl siding

Yes, you can paint vinyl siding, and it could be a cheaper option under the right circumstances

Painting vinyl siding requires certain tools and supplies, which will cost around $500 to $1,000 if you do the painting yourself

To ensure that the paint adheres and lasts, specific prep is required — something fessionals should be more familiar with

If you opt to hire a fessional to paint your siding, expect to spend around $4,000 to $8,000, depending on the size of your and amount of siding

Also, paint won’t resolve other issues — such as warping and cracks — so if the siding is damaged, replacement may be the better option

Can siding be made of materials other than vinyl

Yes, siding can be made of metal (aluminum, steel, copper or zinc), wood, engineered wood, stucco, synthetic stucco, stone, brick or fiber cement (a mixture of fibers, cement and sand)

How can I extend the life of my vinyl siding

Wash the siding with mild soap and a hose or pressure washer on low each year

Inspect annually for cracks and moisture

Keep landscaping trimmed to avoid damage from and trapped moisture

Address repairs mptly

Inspect for damage ing storms. the hannon BradleyShannon Bradley covers autos and services for NerdWallet

Before joining NerdWallet in 2021, she spent 30-plus years as a writer, content manager and marketer in the financial services industry