
What Is the Cost to Replace Vinyl Siding in 2025?
Key Takeaways
The cost to replace vinyl siding can range from about $7,000 to more than $25,000, depending on type of siding, house size, home location and job complexity.
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investment
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June 26, 2025
09:44 PM
NerdWallet
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The cost to replace vinyl siding is $3 to $12 per square foot installed
For most owners, that amounts to a cost range of $6,369 to $18,274, with an average of $12,221, according to services website Angi
The final cost depends on factors such as type of vinyl siding, size, complexity of the job and where the is located
Vinyl siding grade affects costVinyl siding comes in different grades and thicknesses, which differentiates lower-quality and more affordable options from higher-quality, more expensive ones
In general, thicker vinyl siding is more durable and lasts longer, at an additional cost
Vinyl siding types and costsSiding typePrice installed (per square foot)Estimated total (2,000-square-foot )Economy/builder’sMost affordableThinnest (up to 0. 40 mm)15-year lifespan$3. $7,000 to $11,000
Standard residentialA common choice0. 44 mm thick20- to 25-year lifespan$4. $9,000 to $14,000
Thick/PremiumMay be textured or mimic high-end finishes wood or stone0. 46+ mm thickLifespan of 30+ years$6 to $10. $12,000 to $20,000
InsulatedStandard and premium may have insulation added, increasing the costEnergy efficientLifespan of 30+ years$7 to $13. $14,000 to $26,000
Vinyl siding panels also come in different lengths
Standard panels are 12. 5 feet, which can cause more seams and may be less visually appealing
High-quality siding can be longer, which minimizes the number of seams, but can require more time to ensure it’s straight and installed correctly
How your house affects vinyl siding costYour is the biggest contributor to vinyl siding ject cost due to these factors
Understandably, replacing siding on larger s requires more materials and labor, increasing the cost
Complex architecture — such as multiple gables or intricate rooflines — typically cost more because of the need for additional cutting and fitting
The number of windows is also a factor. location
Vinyl siding availability and costs vary by region
For example, it stands up well in the face of weather changes in the Northeast and Midwest, so it’s easier to find and less expensive
It has a tendency to warp and crack, though, from high temperatures in the South, making it less available and more expensive
Labor costs to replace vinyl sidingLabor costs to replace vinyl siding vary by location, but expect it to account for up to half of your total ject cost
When you receive a per square foot price from a contractor, determine whether that includes both the cost of materials and labor
A general range for the labor costs alone is $2 to $5 per square foot, but it could be more if you have an especially complex job
For example, removal and disposal of the existing siding is part of your labor cost
If the installer encounters difficulty when removing the old siding, it can add time and drive up labor costs
Additional costs when replacing vinyl sidingHere are other factors that can drive up the cost of vinyl siding replacement
Permits and inspections
Some areas require building permits or siding installation inspections
Costs vary by location, but you will want to be aware that these can add to your expense
Trim pieces and accessories
When you replace your vinyl siding, you may also want to include soffit or gutter replacement costs to ensure everything is coordinated
When old siding is removed, it can reveal blems such as water damage or rotting wood that can quickly add thousands of dollars to your ject
Tips for saving on siding replacementGet quotes from at least three contractors
Choose off-season installation (winter or early spring) if possible
Opt for standard colors and simpler styles
Ask possible tax incentives and rebates for insulated vinyl siding. » MORE: Tax credits and rebates for energy efficiencyWays to pay for vinyl siding replacementYour contractor may offer some financing options (either through a partner or a payment plan), but there are other — and maybe better — financing options available. equity loan or HELOC equity loans or equity lines of credit (HELOC) may have lower interest rates than financing through a contractor’s lender, as well as possible tax benefits
Both options use your as collateral. equity loan
This may be a good option if you just want to pay for the foundation repair and won’t need access to money for additional repairs
With a equity loan, you receive a lump-sum payment and then pay it back at a fixed interest rate over an agreed period of time, typically five to 30 years. equity line of credit
HELOCs work more a credit card, so you have access to money as you need it
You usually have 10 years to draw from the line of credit and pay interest only on the HELOC amount you use
Most lenders have an option for interest-only payments during that time, after which you’re required to pay both the principal and interest
HELOC interest rates typically are variable, meaning your monthly payment could rise or fall over time. » COMPARE: s and cons of equity loans and HELOCsPersonal loanMany banks, credit unions and online lenders offer personal loans, with amounts typically from $1,000 to $100,000 and with fixed annual percentage rates
You receive a lump sum and repay it in equal monthly installments over a set period, typically two to seven years
Un with equity financing, there is no collateral
This means your isn’t at risk if you get behind on payments, but you’ll still have to pay late fees and late payments can negatively impact your credit
Here are NerdWallet’s picks for the best imvement loans
Credit CardCredit cards may be a good option for lower-cost siding repairs, but not a full vinyl siding replacement ject
That’s because credit cards typically charge higher interest rates than equity loans, HELOCs and personal loans
When used responsibly, credit cards can come with great benefits, such as 0% introductory APR periods that allow you to avoid interest for a set number of months; rewards so you earn cash back, travel rewards or points; and sign-up bonuses that give you extra cash back or rewards
If you go this route, you’ll want to make sure you choose one of the best credit cards for imvements
Why invest in vinyl-siding replacement
According to Angi, vinyl siding offers a return on investment of around 80%, which is one of the highest ROIs for imvement jects
Upgraded siding can imve your ’s curb appeal, resale value and energy efficiency
Frequently asked questionsCan you paint vinyl siding
Yes, you can paint vinyl siding, and it could be a cheaper option under the right circumstances
Painting vinyl siding requires certain tools and supplies, which will cost around $500 to $1,000 if you do the painting yourself
To ensure that the paint adheres and lasts, specific prep is required — something fessionals should be more familiar with
If you opt to hire a fessional to paint your siding, expect to spend around $4,000 to $8,000, depending on the size of your and amount of siding
Also, paint won’t resolve other issues — such as warping and cracks — so if the siding is damaged, replacement may be the better option
Can siding be made of materials other than vinyl
Yes, siding can be made of metal (aluminum, steel, copper or zinc), wood, engineered wood, stucco, synthetic stucco, stone, brick or fiber cement (a mixture of fibers, cement and sand)
How can I extend the life of my vinyl siding
Wash the siding with mild soap and a hose or pressure washer on low each year
Inspect annually for cracks and moisture
Keep landscaping trimmed to avoid damage from and trapped moisture
Address repairs mptly
Inspect for damage ing storms
Can you paint vinyl siding
Yes, you can paint vinyl siding, and it could be a cheaper option under the right circumstances
Painting vinyl siding requires certain tools and supplies, which will cost around $500 to $1,000 if you do the painting yourself
To ensure that the paint adheres and lasts, specific prep is required — something fessionals should be more familiar with
If you opt to hire a fessional to paint your siding, expect to spend around $4,000 to $8,000, depending on the size of your and amount of siding
Also, paint won’t resolve other issues — such as warping and cracks — so if the siding is damaged, replacement may be the better option
Can siding be made of materials other than vinyl
Yes, siding can be made of metal (aluminum, steel, copper or zinc), wood, engineered wood, stucco, synthetic stucco, stone, brick or fiber cement (a mixture of fibers, cement and sand)
How can I extend the life of my vinyl siding
Wash the siding with mild soap and a hose or pressure washer on low each year
Inspect annually for cracks and moisture
Keep landscaping trimmed to avoid damage from and trapped moisture
Address repairs mptly
Inspect for damage ing storms. the hannon BradleyShannon Bradley covers autos and services for NerdWallet
Before joining NerdWallet in 2021, she spent 30-plus years as a writer, content manager and marketer in the financial services industry
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