Investment
The Motley Fool

The Smartest S&P 500 ETF to Buy With $2,000 Right Now

July 18, 2025
07:30 AM
4 min read
AI Enhanced
financeinvestmenteconomystocksfinancialtechhealthcaremarket cycles

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From an analytical perspective, What stands out here is The S&P 500 is the stock market's most ed index by a large margin. It tracks the performance of 500 of...

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4 min read

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investment

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Published

July 18, 2025

07:30 AM

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The Motley Fool

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Key Topics
financeinvestmenteconomystocksfinancialtechhealthcaremarket cycles

From an analytical perspective, What stands out here is The S&P 500 is the stock market's most ed index by a large margin

It tracks the performance of 500 of the largest American companies on the stock market, and is often used to gauge how the overall market (and U

On the other hand, Economy) is performing

One issue that's been coming up with the S&P 500 lately is how concentrated it has become

The index is weighted by market cap, so larger companies make up a larger percentage of the index and its performance

However, This isn't new; it's always been that way

However, megacap companies have begun surging in valuation, making it a lot more top-heavy than usual (quite telling), in today's market environment

Additionally, Image source: Getty Images

In contrast, For perspective on how concentrated the S&P 500 has become, Apple, Microsoft, and Nvidia are the index's top holdings, and they account for over 18% of the index

The evidence shows top 10 holdings account for over 34%

Additionally, The S&P 500 is one of the smartest investments the average person can make, but the concentration is becoming an issue worth paying attention to now

That's why an equal-weighted S&P 500 exchange-traded fund (ETF) the Invesco S&P 500 Equal Weight ETF (RSP -0, amid market uncertainty. 04%) is a great option to consider, given the current landscape

Nevertheless, Invest in the same companies, with much less concentration Un the standard S&P 500, this equal-weight ETF gives roughly the same amount of weight to all the S&P 500 companies, in today's financial world

It allows you to invest in the same companies, but be much less reliant on the performance of megacap companies, considering recent developments

Here are the top 10 holdings in the standard S&P 500 and how much they account for in the equal-weight ETF: Company Percentage of S&P 500 Percentage of Equal-Weight ETF Apple 6 (an important development). 21% Nvidia 6 (an important development). 22% Microsoft 5. 21% Amazon 3. 20% Meta Platforms 2, in light of current trends

However, 20% Alphabet (Class A) 2

At the same time, 09% Berkshire Hathaway 1

However, 19% Broadcom 1. 21% Alphabet (Class C) 1. 11% Tesla 1. 19% Data source: Invesco and Yahoo Finance, given current economic conditions

Percentages as of July 11 (which is quite significant)

Instead of these megacap companies making up over a third of the index performance, they only make up just over 2% in the equal-weight ETF

That reduces a lot of risk, especially when the sector is slumping

Nevertheless, Results show there are benefits to being diversified Over the past decade, big stocks have carried a lot of the weight for the S&P 500, and it has worked out in its favor, given current economic conditions

On the other hand, In that span, the S&P 500 is up 198%, while the equal-weight ETF is up around 127% (this bears monitoring)

However, the equal-weight ETF has outperformed the S&P 500 since its April 2003 inception, in this volatile climate

RSP data by YCharts This doesn't inherently make this ETF a better option -- and past success doesn't guarantee future success -- but it does show that being diversified has its benefits and doesn't mean sacrificing gains

On the other hand, Don't lose sight of what sectors make up the most of your portfolio If there were a single investment I'd recommend for the average person, it would be an S&P 500 ETF, in this volatile climate

At the same time, The concentration doesn't mean you should avoid it altogether, but you need to be mindful of how concentrated your portfolio becomes

Most brokerage platforms will allow you to see your portfolio broken down by sector or industry

If the S&P 500 is a larger part of your portfolio (as it is with mine), keep an eye on how much you're leaning on the sector and consider complementing it with stocks and ETFs that focus on other sectors

However, In either case, a $2,000 investment in this ETF could ve to be a good choice, especially during the current environment when there is a lot more uncertainty in the stock market and U

Economy than in previous years.