Investment
MarketWatch

Senate megabill poised to change the way Americans borrow and repay student loans

Why This Matters

If the domestic-policy bill passes, repayment plans and borrowing limits on some types of loans will change.

July 1, 2025
04:41 PM
2 min read
AI Enhanced

Advanced ➔ Results Senate megabill poised to change the way Americans borrow and repay student loansBoth versions of the domestic policy bill passed by the Senate and House include major changes to some loan limits and repayment plans.

Last d: July 1, 2025 at 12:41 p. ETFirst Published: July 1, 2025 at 10:53 a. ETResizeListen(11 min)Changing the way we finance college could have significant savings for the government.

(Photo by Brandon Bell/Getty Images) Photo: Getty ImagesRepublican members of Congress are set to make fundamental changes to how families finance college and repay their student loans.

As part of their mega tax and spending bill, GOP lawmakers are looking to, among other things, reshape student-loan repayment, put more restrictive limits on some types of borrowing, and create new accountability measures for colleges.

The Senate passed its version of the bill along party lines Tuesday. Now, it heads to the House of Representatives, who apved similar student loan-related visions in May.

The Author Jillian BermanJillian Berman is assistant managing editor, news enterprise, at MarketWatch, where she covers student loans and consumer debt.

Her book on the student debt crisis, Sunk Cost, will be published in April 2025. You can her on Twitter @JillianBerman. Show Conversation (0)Back To TopCopyright © 2025 MarketWatch, Inc.

All rights reserved.

Terms of Use DPrivacy NoticeCookie Notice MarketWatchCustomer Center UsNewsroom RosterVirtual Stock ExchangeMarketWatch GuidesCopyright PolicyManage NotificationsCancel My SubscriptionCompanyDow JonesCode of ConductCorrectionsRes & LicensingDigital Self ServiceYour Ad ChoicesCorporate SubscriptionsAccessibilityDow Jones NetworkThe Wall Street JournalBarron'sInvestor's DailyBigChartsFinancial News Londonrealtor.

ComMansion GlobalDow Jones Smart MoneyIntraday Data vided by FACTSET and subject to terms of use. Historical and current end-of-day data vided by FACTSET. All quotes are in local exchange time.

Real-time last sale data for U. Stock quotes reflect trades reported through Nasdaq only. Intraday data delayed at least 15 minutes or per exchange requirements.

FinancialBooklet Analysis

AI-powered insights based on this specific article

Key Insights

  • Financial sector news can impact lending conditions and capital availability for businesses
  • Consumer sector trends provide insights into economic health and discretionary spending patterns

Questions to Consider

  • Could this financial sector news affect lending conditions and capital availability?
  • What does this consumer sector news reveal about economic health and spending patterns?

Stay Ahead of the Market

Get weekly insights into market shifts, investment opportunities, and financial analysis delivered to your inbox.

No spam, unsubscribe anytime