Advanced ➔ Results Dollar SignsMy boyfriend has ADHD, $50,000 in student-loan debt and no plan to pay it off. Is it my responsibility to step in and help.
‘He works a full-time job, pays bills on time and is a genuinely good person, but I feel he’s just living day by day’Last d: June 28, 2025 at 11:20 a. ETFirst Published: June 26, 2025 at 6:00 a.
ETResizeListen(9 min)Re has shown that adults with ADHD can have more difficulty establishing long-term financial goals than those without ADHD.
Photo: MarketWatch photo illustration/iStockphotoDear Dollar Signs,I (26F) with my boyfriend (27M).
He works a full-time job, pays bills on time and is a genuinely good person, but I feel he’s just living day by day and not really thinking his financial future.
He has never owned a credit card and has racked up $50,000 in student-loan debt after earning two degrees.
He hasn’t defaulted or anything — I know he stopped making payments when the government paused repayment, but I believe he is up to date on them.
He and I are both bad ordering from DoorDash DASH out of convenience when we could easily cook or pick up food on our block. That’s bably the most irresponsible spending he does.
He’s otherwise good with saving. The Author Aditi ShrikantAditi Shrikant is an advice columnist and personal finance reporter.
Previously, she was a lead reporter at CNBC Make It covering relationships and psychology. Before that, she reported on consumer spending and transportation at Vox.
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