My boyfriend has ADHD, $50,000 in student-loan debt and no plan to pay it off. Is it my responsibility to step in and help?
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“He works a full-time job, pays bills on time and is a genuinely good person, but I feel like he’s just living day by day.”
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investment
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June 28, 2025
03:20 PM
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Advanced ➔ Results Dollar SignsMy boyfriend has ADHD, $50,000 in student-loan debt and no plan to pay it off
Is it my responsibility to step in and help. ‘He works a full-time job, pays bills on time and is a genuinely good person, but I feel he’s just living day by day’Last d: June 28, 2025 at 11:20 a
ETFirst Published: June 26, 2025 at 6:00 a
ETResizeListen(9 min)Re has shown that adults with ADHD can have more difficulty establishing long-term financial goals than those without ADHD
Photo: MarketWatch photo illustration/iStockphotoDear Dollar Signs,I (26F) with my boyfriend (27M)
He works a full-time job, pays bills on time and is a genuinely good person, but I feel he’s just living day by day and not really thinking his financial future
He has never owned a credit card and has racked up $50,000 in student-loan debt after earning two degrees
He hasn’t defaulted or anything — I know he stopped making payments when the government paused repayment, but I believe he is up to date on them
He and I are both bad ordering from DoorDash DASH out of convenience when we could easily cook or pick up food on our block
That’s bably the most irresponsible spending he does
He’s otherwise good with saving
The Author Aditi ShrikantAditi Shrikant is an advice columnist and personal finance reporter
Previously, she was a lead reporter at CNBC Make It covering relationships and psychology
Before that, she reported on consumer spending and transportation at Vox
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