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‘I’m single’: At 70, I have $500,000 in stocks and $220,000 in savings. How do I invest my $130,000 windfall?

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Advanced ➔ Results The Moneyist‘I’m single’: At 70, I have $500,000 in stocks and $220,000 in savings. How do I invest my $130,000 windfall. ‘I’m receiving enough Social Security to...

July 3, 2025
12:44 PM
2 min read
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Advanced ➔ Results The Moneyist‘I’m single’: At 70, I have $500,000 in stocks and $220,000 in savings. How do I invest my $130,000 windfall.

‘I’m receiving enough Social Security to on’Last d: July 3, 2025 at 8:44 a. ETFirst Published: July 2, 2025 at 10:25 a.

ETResizeListen(8 min)“I’m not worried leaving anything for heirs, as they are well taken care of. ” (Photo subject is a model.

) Photo: Getty Images/iStockphotoDear Quentin,I’m 70 and receiving a $130,000 inheritance right now.

My $500,000 house is paid for, I have $70,000 in laddered CDs and $150,000 in a high-yield savings account, plus $500,000 in stocks and mutual funds.

I am single and receiving enough Social Security to on. I’m not worried leaving anything for heirs, as they are well taken care of. How should I invest this money.

The Author Quentin FottrellQuentin Fottrell is MarketWatch's Managing Editor-Advice and The Moneyist columnist. You can him on Twitter @quantanamo.

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