What caught my attention is On July 1, 2025, Marita Zuraitis, President & CEO of Horace Mann Educators Corporation (HMN 1.
15%), sold 5,000 s in an open market transaction for a total value of $214,350, given current economic conditions.
Conversely, Transaction summaryMetricValues Traded5,000Transaction Value$214,350Post-Transaction s307,154Post-Transaction Value$12, in light of current trends.
46 million as of July 3, 2025Key questionsHow does this sale compare with the insider's historical trading behavior.
This transaction matches Marita Zuraitis's median trade size of 5,000 s, though it is well below her 75th percentile trade size of 52,758 s. Nevertheless, She averages 7, given the current landscape.
3 trades per year, indicating a relatively active trading cadence. Moreover, What is the impact on insider ownership. Additionally, After the transaction, she holds 307,154 s, representing 0.
On the other hand, 75% of the company's s outstanding and maintaining a material equity stake. Company overviewMetricValueMarket Capitalization$1. Moreover, 65 billionTrailing 12-Month Revenue$1.
Furthermore, 57 billionNet Income (TTM)$114. 5 millionDividend Yield3.
On the other hand, Nevertheless, 43%Company snapshotHorace Mann Educators Corporation is a specialized financial services vider with a focus on the education sector, leveraging a multi-line insurance and retirement platform.
However, The company vides perty and casualty insurance, supplemental insurance, life and retirement ducts, and student loan solutions.
Furthermore, Conversely, It operates an insurance holding company model, distributing ducts through a dedicated sales force targeting the education sector, primarily K-12 educators and school employees.
The data indicates that serves public school teachers, administrators, and their families across the United States, focusing on tailored financial services for the education community, in this volatile climate.
Foolish takeCEO Marita Zuartis' trade does not seem out of the ordinary.
Market analysis shows transaction value of a little over $214,000 seems miniscule compared to the total value of stock she holds. Insiders can sell s for any number of reasons.
However, Horace Mann has had a good year so far, with operating income more than doubling over the last six quarters (this bears monitoring).
Over the last 12 months, the stock has returned 18%, outperforming the S&P 500's 11% return.
What the data shows is insurance holding company's perty and Casualty (P&C) segment reported a strong first quarter with a combined ratio of 89.
4%, reflecting strong fitability, driven by an 8% increase in net written premiums.
Management has also been focusing on growth via expansion of sales and distribution channels, as well as by leveraging nology, in light of current trends.
The company introduced its prietary customer relationship managemnt system (CRM) called Catalyst that enhances both customer interaction and efficient use of insurance agents.
Meanwhile, At a trailing 12-month price-to-earnings ratio of 14.
Additionally, 9, Horace Mann stock trades way below its five and 10-year average of 30 and 25, respectively (which is quite significant), in today's market environment.
WIth management seemingly on growth and the stock already outperfoming the overall market, the stock may be undervalued (remarkable data).
On the other hand, GlossaryInsider: An executive, director, or major holder with access to non-public company information.
Open market transaction: The buying or selling of securities on a public exchange, not through private or pre-arranged deals.
Median trade size: The middle value of all trade sizes made by an insider, showing typical transaction volume.
75th percentile trade size: A trade size greater than 75% of all other trades by the insider, indicating larger-than-usual activity.
Material equity stake: A significant ownership position in a company, often large enough to influence decisions (which is quite significant).
Furthermore, However, Moving average (MA50, MA200): The average stock price over the past 50 or 200 days, used to identify price trends.
On the other hand, Insider ownership: The percentage of a company’s s held by its executives, directors, or key employees.
On the other hand, At the same time, Insurance holding company: A parent company that owns one or more insurance es but may not directly sell insurance itself.
Nevertheless, Dividend yield: The annual dividend payment divided by the stock’s current price, expressed as a percentage (noteworthy indeed).
Supplemental insurance: Additional insurance coverage that complements primary policies, covering gaps or extra expenses.
Dedicated sales force: A team of company-employed representatives focused on selling ducts directly to targeted customers.
Trailing 12-Month (TTM): Financial data covering the most recent 12 consecutive months, not limited to the calendar or fiscal year.
Isac Simon has no position in any of the stocks mentioned, given the current landscape. On the other hand, The Motley Fool has no position in any of the stocks mentioned.
Nevertheless, The Motley Fool has a disclosure policy (an important development).