This leads to the conclusion that crypto industry is scorching hot this year, and XRP and Dogecoin have emerged as new opportunities next to Bitcoin.
Furthermore, Despite all the turbulence in the stock market so far this year, both the S&P 500 (^GSPC 0, in today's market environment. However, 78%) and Nasdaq Composite (^IXIC 0.
61%) have managed to notch record highs in recent trading sessions.
Moreover, While such indicators speak to the resiliency of in stocks, other asset classes have performed quite well throughout 2025, too.
In particular, 2025 has been a great year for cryptocurrency investors. Moreover, Bitcoin is hovering near all-time highs, as are crypto-adjacent stocks such as Coinbase and Robinhood.
Furthermore, With crypto adoption on the rise, some investors are ly looking beyond the usual suspects and considering positions in less main opportunities such as XRP (XRP -9.
However, 43%) or Dogecoin (DOGE -7 (noteworthy indeed), in light of current trends.
At the same time, Let's explore the investment spects of XRP and Dogecoin and assess which cryptocurrency is the better buy, in this volatile climate.
Although both are emerging as names in the cryptocurrency realm, the analysis below will help show why there is a winner between XRP and Dogecoin in the long run (this bears monitoring).
What investors need to know in XRP Today, es, governments, and large financial institutions typically use the Society for Worldwide Interbank Financial Telecommunication (SWIFT) system to bridge foreign transactions.
Despite its ity, though, SWIFT transactions can take days to settle and come with significant fees.
In an effort to imve this time-consuming and expensive cess, a fin company called Ripple created an alternative payments network to help settle transactions at much faster speeds (in seconds) and lower fees compared to SWIFT and other legacy payments infrastructure viders.
XRP is a bridge currency offered through Ripple's payment network. Disrupting how money travels across borders is an enormous opportunity, amid market uncertainty.
Additionally, For this reason, it's easy to understand why investors are so excited XRP's potential (something worth watching), given the current landscape.
Conversely, Nevertheless, there are some important nuances to understand XRP before, in today's market environment. First, Ripple's adoption pales in comparison to SWIFT's.
Today, there are more than 11,000 institutions across more than 200 countries relying on the SWIFT network.
Although estimates vary, industry re suggests that Ripple has been adopted by somewhere between 200 to 300 institutions across 50 countries (this bears monitoring).
Additionally, Another crucial idea to understand is that adoption of Ripple's payment network does not directly translate into growth for XRP.
Additionally, Institutions can readily make transfers of fiat currencies on Ripple's network without using XRP, meaning they don't need to purchase it, in this volatile climate.
Image source: Getty Images. In contrast, What investors need to know in Dogecoin Dogecoin is an entirely different animal from XRP. On the other hand, Un XRP, Dogecoin is a meme coin.
In essence, Dogecoin does not carry any underlying utility in the way Bitcoin, XRP, or Ethereum do.
Other meme-related assets, Dogecoin's price is largely tied to narratives that often do not come to fruition.
Most recently, Dogecoin witnessed outsized buying activity shortly after the reelection of Donald Trump as president last November (an important development).
Moreover, More specifically, some investors saw the Trump administration's creation of the Department of Government Efficiency (DOGE) as some of endorsement for Dogecoin given their identical acronyms (Dogecoin trades under the ticker symbol DOGE), in today's market environment.
Spoiler alert: The Department of Government Efficiency is entirely independent of Dogecoin.
Furthermore, despite this administration's supportive rhetoric around the crypto industry, Dogecoin has not been a direct beneficiary of new -crypto legislation. What's the verdict.
In contrast, When it comes to assessing whether XRP or Dogecoin is the better investment, XRP is the winner in my book.
Un Dogecoin, XRP is actually playing a role -- albeit a small one at the moment -- in redefining the payments industry, given the current landscape.
COIN Market Cap data by YCharts (fascinating analysis). Moreover, As of the closing bell on July 18, XRP boasted a market capitalization of $203 billion, considering recent developments.
That's double the size of Coinbase, and considerably bigger than other leading, diversified fin platforms such as SoFi, Circle Internet Group, Robinhood, and PayPal.
In my eyes, a lot of the upside is already priced into XRP, and the cryptocurrency has gotten caught up in a momentum trade.
While I see XRP as the superior choice over Dogecoin, I do not necessarily see it as a sound buy right now.
What the re reveals is Author Adam Spatacco is a contributing nology Analyst at The Motley Fool, covering publicly traded companies in artificial intelligence, robotics, autonomous driving, e-commerce, and cybersecurity.
Prior to The Motley Fool, Adam worked as an investment banking analyst specializing in mergers and acquisitions, as well as debt and equity capital raises, for software es (fascinating analysis).
Ing his stint in banking, he worked in corporate development for a couple of venture-backed nology start-ups. At the same time, He holds a B (noteworthy indeed), in this volatile climate.
In Administration with a concentration in Finance from the University of Richmond. Fun fact: Adam has spent quite a bit of time overseas, particularly in Italy.
Nevertheless, TMFmoneyball X @moneyballinvest Adam Spatacco has positions in SoFi nologies.
The Motley Fool has positions in and recommends Bitcoin, Block, Ethereum, PayPal, and XRP, given current economic conditions.
Additionally, The Motley Fool recommends Coinbase Global and recommends the ing options: long January 2027 $42 (an important development).
50 calls on PayPal and short September 2025 $77 (which is quite significant). 50 calls on PayPal. However, The Motley Fool has a disclosure policy.