You Need a Budget: The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

Wall Street Journal Bestseller “Jesse Mecham has achieved the impossible: a book on budgeting that is fascinating, entertaining, and practical

Read this book, follow his advice, then watch your bank account grow and your financial worries fade.” — Josh Kaufman, bestselling author of The Personal MBA and The First 20 Hours Experience a life free of financial stress and transform your relationship to money with this indispensable guide—the first book based on You Need A Budget’s proven method that has helped hundreds of thousands of people break the paycheck to paycheck cycle, get out of debt, and live the life they want to live

No one should tell you what to do with your money—only you know what’s most important to you

Always guiding you back to your true priorities, Jesse Mecham will fundamentally change the way you think about your money and what it can do for you

His proven method—four, simple rules—will transform money management from a paralyzing burden to a powerful tool, putting you in total control of your life: Give Every Dollar A Job

Be intentional about what you want your money to do before you spend it

Embrace Your True Expenses

Break up larger, less frequent expenses into smaller, more manageable amounts

By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job

Roll With The Punches

When life changes, so must your budget

Make adjustments and move along

Flexible budgets succeed because they’re guilt-free, realistic, and sustainable

As you repeat the first three rules, you’ll increase the time between the moment you earn a dollar and the moment you need to spend it

When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good

Don’t waste another month counting down the minutes until payday